On February 5, 2005, at 1500 eastern standard time, a Cessna 152, N4649M, was substantially damaged during landing at the Kelleys Island Airport (89D), Kelleys Island, Ohio. The student pilot was not injured. Visual meteorological conditions prevailed and no flight plan was filed for the flight which originated at the Burke Lakefront Airport (BKL), Cleveland, Ohio. The solo instructional flight was conducted under 14 CFR Part 91. According to the student pilot, after landing on runway 27, the airplane veered to the left of the dry runway, into the snow, and flipped over. The student pilot reported 49 hours of total flight experience. Examination of the airplane by a Federal Aviation Administration (FAA) inspector revealed substantial damage to the rudder and rear spar. No mechanical deficiencies were observed with the flight controls, or brake system. The inspector reported that during landing, the airplane's left landing gear came in contact with a snowbank to the left of the runway. According to the FAA Airport/Facility Directory, runway 27 at Kelleys Island was a 2,203 foot-long and 50 foot-wide, asphalt runway. The winds reported at Lorain County Regional Airport, Lorain, Ohio, 27 miles southeast of the accident site, at 1453, were from 160 degrees at 6 knots.