On October 29, 2006, about 1345 central standard time, a Cessna 150H, N23175, sustained substantial damage on impact with trees and terrain during climb near Monroe City, Indiana. The personal flight was operating under 14 CFR Part 91. Visual meteorological conditions prevailed at the time of the accident. No flight plan was on file. The student pilot and passenger sustained minor injuries. The local flight originated from the O'Neal Airport, near Vincennes, Indiana, about 1300. The student pilot's report, in part, stated: Depart O'Neal Field at [approximately] 1:00 PM ... to due basic instrument training for about 30 minutes, upon completing instrument flight, decided to due a simulated force landing on ultra light field, got to low to climb out, hit top of trees. According to Federal Aviation Administration records, the passenger was previously a certified flight instructor and his pilot certificates were canceled at the time of the accident. The passenger did not have a current medical certificate. Federal Aviation Regulation 61.89 General limitations, in part, stated: (a) A student pilot may not act as pilot in command of an aircraft: (1) That is carrying a passenger; ... The student pilot reported no mechanical malfunctions with the airplane in reference to the flight.